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Privacy & Cookie Policy

Last updated: November 2026

This is a translation for convenience. If there is any difference, the Portuguese version prevails.

1. Who we are

The data controller for the data collected on this website is Baía Calma, Lda (NIF 518804828), which runs the DS SEGUROS agency in Vila Nova de Santo André (Avenida Manuel da Fonseca, 5, 7500-200 Vila Nova de Santo André) as a franchise.

The DS SEGUROS brand belongs to Decisões e Soluções – Intermediários de Crédito, Lda, registered with the Portuguese Insurance and Pension Funds Supervisory Authority (ASF) as an Insurance Agent under no. 409311648/3. The registration can be checked at www.asf.com.pt.

Contact for privacy questions: santoandre@dsseguros.pt.

2. What data we collect and why

DataPurposeLegal basisRetention
Name, phone, email, type of insurance, preferred contact time and method, and message from the quote formTo contact you and prepare a proposalPre-contractual steps at your requestUp to 2 years if no contract is signed
Chat messages and, to keep them linked to the conversation, a technical record (anonymised IP, device type, browser, operating system and language)To answer your questionsYour request / our legitimate interest in replying to people who contact usUp to 12 months
Visit statistics: where the visit came from, pages viewed, device type, browser, operating system, language, anonymised IP and clicks on the contact buttons (WhatsApp, phone and email)To understand how people find the site and improve itYour consentUp to 13 months
Sign-ins and sign-in attempts on the panel reserved for the agency team: IP, approximate location (city), browser and outcomeTo protect the panel against unauthorised accessLegitimate interest in keeping data secure30 days

Required data. On the form, your name and at least one way to contact you (phone or email) are required: without them we cannot reply to your request. If you choose how you prefer to be contacted, that contact detail must be filled in. All other fields are optional.

Security. The connection to the site is always encrypted (HTTPS). The name, phone number, email and messages from the form and the chat are stored encrypted (AES-256) and can only be viewed by the agency team, in a panel protected by a password and a two-step verification code.

We do not make automated decisions or build profiles from your data, and we do not sell it or share it with third parties for advertising.

3. Who may receive your data

4. Transfers outside the European Union

The database is hosted in the European Union (Western Europe). As Cloudflare, Inc. is a US-based company, some technical data may be processed outside the EU. These transfers are protected by Cloudflare's participation in the EU-US Data Privacy Framework and by standard contractual clauses approved by the European Commission.

5. Cookies and local storage

We use cookies and browser storage (localStorage and sessionStorage). Necessary ones do not require consent. Statistics and the Google map are only used if you click "Accept" or select them under "Customise".

NameTypeWhat it is forDuration
ds_consentNecessaryStores your choice about cookies and the mapUntil you change it
ds_chat_idNecessary (only if you use the chat)Keeps your chat conversationUntil you clear your browser
ds_chat_startedNecessary (only if you use the chat)Remembers that you started a conversation, so the agency's replies can be shownUntil you clear your browser
ds_landNecessary (session)Records where the current visit came from, to link it to a request you send through the formEnds when you close the tab
ds_wa_askedNecessary (session)Stops us asking about cookies again after you choose "Continue without accepting" before opening WhatsAppEnds when you close the tab
ds_langNecessary (only if you change language)Remembers the language you picked (Portuguese or English)1 year
ds_sidStatistics (only with consent)Groups the pages viewed during the current visitEnds when you close the tab
ds_vidStatistics (only with consent)Anonymous identifier used to count visits and where they came from6 months
Google cookiesThird party (only with consent or if you click "Load map")Shows the Google Maps map on the contact and about us pagesSet by Google

Map. If you accepted cookies (the "Map" option), the Google map opens automatically. If not, a "Load map" button appears in its place: the map is only loaded if you click it, and only on that page. From then on, Google may set its own cookies, under Google's Privacy Policy.

WhatsApp. If you haven't accepted statistics yet, we ask whether you want to when you click WhatsApp. You can always continue without accepting: WhatsApp still opens and the click is not recorded. The WhatsApp conversation is then governed by WhatsApp's (Meta) privacy policy.

We do not use advertising cookies.

6. Your rights

At any time and free of charge, you can:

To exercise these rights, write to santoandre@dsseguros.pt. We reply within one month at most.

You also have the right to lodge a complaint with the Portuguese data protection authority, the Comissão Nacional de Proteção de Dados (CNPD), at www.cnpd.pt.

7. Other policies

This policy covers the data collected on this website. For insurance policies you take out, the Privacy Policy and Treatment Policy of DS Seguros and of the insurers involved also apply (in Portuguese).

We may update this policy. The date of the last update is always shown at the top.